PayPal Setup Instructions

Step 1: Set Up a Verified PayPal Business Account

Customers who don't have an existing PayPal account:

1. Go to http://www.paypal.com
2. Click Sign Up Today.
3. Set up an account for Business Owners.
4. Follow the instructions on the PayPal site.

Customers who already have a Personal or Premier account:

1. Go to http://www.paypal.com
2. Click the Upgrade your Account link.
3. Click the Upgrade Now button.
4. Choose to upgrade to a Business account and follow instructions to complete the upgrade.
5. If you haven't already, add a bank account to become a Verified member. Follow the instructions on the PayPal site. This process may take 2-3 business days.

Step 2: Apply for Website Payments Pro

This step is only required for Website Payments Pro.

1. Go to https://www.paypal.com.
2. Click the Merchant Services tab.
3. Click Website Payments Pro (U.S. Only).
4. Click Sign Up Now.
5. Fill in your information, and submit your application. Approval takes between 24 and 48 hours.
6. Once approved, accept the Pro billing agreement. Check the Getting Started section on the upper left of your account overview page.

Step 3: Setup API Access

First-party authentication: Download API certificate

1. Log in to your PayPal account and click the Profile subtab.
2. Click the API Access link under the Account Information column.
3. Click the Request API Credential link.
4. Select the type of credential.
5. If you selected API SSL client-side certificate, click Download Certificate on the Download or Remove API Certificate page. You will be prompted to download a file called cert_key_pem.txt. This file is your API Certificate. Be sure to write down the name and location of the certificate.

Third-party authentication: Grant your cart the appropriate API authentication permissions

1. Log in to your PayPal account and click the Profile subtab.
2. Click the API Access link in the Account Information column.
3. Click the Grant API Permission link.
4. In the Enter an API Partner Username field, enter "insert your API Partner Username".
5. Check Express_Checkout and any other APIs the customer needs to access:
   
   • Direct_Payment
   • Express_Checkout
   • Admin_API
   • Auth_Settle
6. Click the Save button.